Complete Liability

Legal Disclaimers / Conditions of Use


The following websites, (the “Sites”), are considered to be within the scope of these Legal Disclaimers/Conditions of Use: and all related subdomains thereof and all related subdomains thereof

Through your access to and use of the Delta Dental of Oklahoma ("DDOK") websites, you accept without limitation or qualification to be bound by the terms and conditions set forth herein. These Sites and their content are intended to comply with United States laws and regulations.

Although accessible by others, these Sites and their content are intended for access and use by Oklahoma residents only. If you access these Sites from outside the United States, you do so on your own initiative and are responsible for compliance with United States laws and local laws of the State of Oklahoma, if and to the extent the local laws are applicable.

Delta Dental of Oklahoma ® and DDOK® are registered trademarks and/or service marks of Delta Dental of Oklahoma. All other brands, products, trademarks, and service names mentioned on these Sites are the property of their respective owners. Logos and images posted on these Sites are trademarks of their respective companies. Multiple links to external sites are created on these Sites; however, DDOK does not warrant the use of the external sites under any condition.

Jurisdictional Disclaimer


Disclaimer of Liability

All material, including links to other sites and content found at those linked sites, is provided exclusively on an informational "as is" basis and without any express or implied warranties, including the warranties of merchantability and fitness for a particular purpose, and without assumption of any legal liability or responsibility for the accuracy, completeness, or usefulness of any information, apparatus, product, or process disclosed, and without representing that its use would not infringe privately-owned rights. DDOK does not warrant that access to these Sites or any of their pages will be uninterrupted or free from errors. DDOK does not warrant or make representations regarding the usefulness of the Sites, or any expected results of the material contained on these Sites. DDOK is not liable for damages or injury, including but not limited to, damages or injury caused by any performance, failure of performance, omission, error, deletion, interruption, defect, delay in operation or transmission, known and unknown viruses, transmission line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting in whole or in part from breach of contract, tortuous actions including negligence, or otherwise. If you live in a state that does not allow the limitations or exclusions of liability or incidental or consequential damages as found in these Sites, the limitations may not apply to you.

No liability is assumed for consequential, incidental or indirect damages arising from the use of our services, resources, or documents, especially those provided by third parties. To the maximum extent permitted by applicable law, in no event shall DDOK, its employees, agents or assigns, be liable for any special, incidental, indirect, or consequential damages whatsoever, including without limitation, damages for loss of business profits, business interruption, loss of business information or any other pecuniary loss, arising out of the use or inability to use these Sites, its resources, documents or services, or damages associated with your individual utilization of any service provided by DDOK or a third party.

DDOK makes no representations or warranties as to the accuracy of any information contained on these Sites. DDOK assumes NO LIABILITY OR RESPONSIBILITY for any errors or omissions in the content of these Sites.

Product Descriptions

These Sites contain information about products, and give product descriptions which may or may not be available in any particular portion of Oklahoma or the United States. These descriptions and information offerings are not intended to constitute offers to sell or solicitations in connection with any product or service; if anyone is interested in a particular product, they should contact the indicated DDOK business representative to determine whether the product is available in their jurisdiction, and that they are eligible for said product or service. Nothing contained on these Sites should be construed as a solicitation or promotion for any product or for the specific use of any product or service in a particular way which is not authorized by the laws and regulations of the State of Oklahoma.

DDOK intends the general and insurance-specific information contained in these Sites to be accurate and reliable. However, incorrect statements and errors can sometimes occur. DDOK does not warrant the materials in these Sites to be correct, accurate or reliable.

Any product mentioned in these Sites may be available through the approval or clearance of a government regulatory body, or which may be for sale or used with different restrictions and requirements in different states. However, the utilization of these Sites DOES NOT submit DDOK to the jurisdiction of any state other than Oklahoma. DDOK does not consent to, submit itself to, or acquiesce to the jurisdiction of any state or regulatory agency other than as specifically enumerated.

Online Security

DDOK does not guarantee or warrant that any or all files available for downloading from these Sites are free of worms, viruses, Trojan horses, or other infectious software programs that have contaminative or destructive properties. DDOK does not make express or implied warranties, representations or endorsements, including without limitation warranties of fitness for a particular purpose, warranties of title, or warranties of noninfringement, with respect to the files that are available for download from these Sites. In no event shall Delta Dental of Oklahoma be liable to you or to others for any action taken by you or anyone else in reliance upon results obtained from the use of downloaded files. The files which are available for downloading on these Sites are intended for personal use only, unless and except in specific instances as outlined in these Sites.

You, as the end-user assume the entire responsibility and cost of all necessary servicing, repair, or correction of your property or operations as a result of using these Sites.

When you are submitting or transferring data via these Sites, it is protected by Transport Layer Security (TLS) technology, the leading security protocol for data transfer on the Internet. Even though there are many benefits to using these Sites, as with all electronic communications, there are some risks which may include: Failure of hardware, software and/or Internet connections. DDOK is not responsible for failures, distortions, delays, or other problems resulting from equipment configuration, connection, signal power, hardware, software, or any equipment used to access the Internet.

DDOK does not guarantee the confidentiality or security of electronic transmissions via the Internet due to the possibility of potentially unsecure computers and links, which could result in your data becoming lost or intercepted during transmission. Please use good judgment before deciding to send information via the Internet.

DDOK reserves the right to disable end users’ ability to connect to these Sites using unsecure or deprecated protocols, such as SSL v3 or TLS 1.0. DDOK is not responsible for the unavailability of the websites due to end users’ usage of unsecure or deprecated protocols.

As the end user of these Sites, you agree to not:

Use any device or computer program in order to interfere or attempt to interfere with the proper operation of these Sites (e.g., hacking, denial of service attacks), including any activity that precedes attempts to breach security such as scanning, probing, or other testing or vulnerability assessment activity, or engaging in or permitting any network or hosting activity that results in the blacklisting or other blockage of DDOK IP space; or

Use these Sites in a manner that may adversely affect these web sites’ resources or their availability to others, or that violates United States federal, local, or state law.

Consumer Postings/ Surveys

You are prohibited from posting or transmitting to these Sites any unlawful, threatening, libelous, defamatory, obscene, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or would otherwise violate the law. DDOK will fully cooperate with any law enforcement authorities or court orders requesting or directing DDOK to disclose the identity of anyone posting any such information or material. DDOK assumes no responsibility or liability arising from the content of these Sites, nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger, or inaccuracy contained in any information on these sites.

DDOK makes no claim to any original consumer postings which might be copyrighted under either federal or state law. However, any original consumer postings made to these sites, and any person posting said articles or information of any type, herein known as "original consumer postings" hereby expressly grants to DDOK a license to publish and post said items without compensation. Further, any original consumer postings, and the accompanying license to publish is perpetual in nature, so long as DDOK deems it prudent to continue to post or publish said items, and you hereby expressly grant DDOK the authority to publish and maintain said postings with or without your consent following your initial posting, and agree to hold DDOK harmless in the event of a copyright violation for posting said original consumer postings.

Any information collected in a consumer survey format is the sole property of DDOK and any reproduction must be expressly authorized in writing by the proper authority of DDOK. The use of any and all information in the consumer survey section is done at the sole discretion of DDOK.

Outside Links

These Sites provide links to outside third-party entities and websites. While visiting Delta Dental of Oklahoma owned and/or managed websites, you may leave the DDOK website and access certain non-DDOK websites. DDOK neither reviews nor controls the content or accuracy of these external websites, and will not be responsible for their content and accuracy.

DDOK does not make any claim as to any trademark, copyright, or protected intellectual property of any third party. DDOK does not warrant the use of, or your access to said third party web sites. DDOK expressly denies any liability by your use of any information provided by third parties. You should always read and be advised as to the terms and conditions of third-party web sites which might take you out of DDOK’s websites. Your access to third-party websites is at your sole risk. DDOK is not responsible for the content of any Site owned by a third party that may be linked to DDOK’s Sites via hyperlink, whether such hyperlink is provided by DDOK or by a third party.

Minors and Child Online Privacy Protection Act

DDOK does not intend to collect personal information from minors and therefore is not subject to the Child Online Privacy Protection Act. If you allow your minor child, or a child for whom you are a legal guardian to access and use DDOK-owned and/or managed Sites, you agree that you will be solely responsible for the conduct of that minor child while online, and monitoring the minor's access to and use of these Sites, and for the consequences of any use by the minor.

Copyright Notice

DDOK retains exclusive license to publish or reproduce the documents claimed under the copyright laws of the United States. All title and intellectual property rights in and to the content which may be accessed through the use of and found on these Sites are the property of DDOK, its affiliates, or other third-party persons and licensors and are protected by applicable copyright or other intellectual property laws and treaties.

ALL documents available from these Sites may be protected under United States and foreign copyright laws. Any reproduction of any documents requires specific written permission.

While utilizing these Sites, you should assume that all contents of these Sites are copyrighted unless otherwise noted and may not be used except as provided herein, and may not be used without express written permission of DDOK, or the registered owner of such information. All product names, logos and service marks displayed on these Sites that are properly identified in accordance with the laws of the United States of America, are registered or unregistered trademarks owned by or licensed to DDOK or its affiliates, or by the respective registrant. Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right, either express or implied, under any patent or trademark of any legal registrant or third party. No use of any trademark may be made without the prior written authorization of DDOK or the proper registrant of said trademark. Images of people or places displayed on these Sites are either the property of, or used with permission by, DDOK. The use of these images by you is prohibited unless specifically permitted by the terms and conditions found herein. Unauthorized use of the images may violate copyright, trademark, privacy, and or publicity laws as well as communications regulations and statues.

The Digital Millennium Copyright Act

DDOK reserves the right, but is not obligated to, terminate your access to these Sites if determined, in its sole and absolute discretion, that you are involved in infringing activity, including alleged acts of first-time or repeat infringement. Regardless of whether the material or activity is ultimately determined to be infringing, this termination right may be enforced. DDOK and its service providers accommodate and do not interfere with standard technical measures used by copyright owners to protect materials. If you feel there is material contained on these Sites which might be an infringement of another's rights, please send written notification, in accordance with the Digital Millennium Copyright Act to:

Delta Dental of Oklahoma
Attn: Chief Privacy Officer
P.O. Box 54709
Oklahoma City, Oklahoma 73154-1709

Modification of Site

Delta Dental of Oklahoma reserves the sole and exclusive right to change, modify, add, or remove portions of the terms and conditions of these Sites at any time. DDOK suggests that you visit these Sites to review these terms and conditions periodically for any changes which might have occurred. By utilizing these Sites after the posting of new or amended terms and conditions, you expressly accept the alterations in terms and conditions.

Initial effective date: 7/14/2016
Last revised date: 03/27/2024